Instant Loans

If you have access to online banking, we can use an Open Banking platform (so long as you approve) in order to check that any new loan is affordable to you. These loans are set at a higher Interest rate (2.5% per month or 34.49% APR) and are normally set up over a period of 2 years.

Emergency Loans

These are usually very small loans (up to £150) with an interest rate of 3% per month (42.58% APR)usually over a shorter period (up to 1 year).

Applying for a loan

To apply for a loan just email one of our offices, stating your Member Number, how much you wish to borrow and reason to borrow – someone will get back to you with your options.